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Halloween is just around the corner and if you have kids this can really screw up your monthly budget. It is reported Americans will spend $4.96 billion this year on Halloween related stuff. Candy, costumes, party stuff, etc… I know our family will spend $80 this year on Halloween. $30 on a costume for our child and the rest for candy decorations and little party we are planning.

How do I know I will spend $80 this year? Because we budgeted for it! That’s the key. Our child will have a great Halloween and we will not suffer from a financial hangover 30 days later. This holds true for Christmas. We already have our budget and have saved all year to meet that goal. Again we want to avoid holiday financial hangovers.

It’s easy to spend a lot of money on holidays that revolve around kids; because we all want our children to be happy. But it’s a balancing act which requires discipline from the parents. By budgeting you create a win, win situation for everyone.

Don’t let this post scare you out of having a good time this Halloween but do keep your monthly budget in mind as you head out to the stores in the next couple weeks.

Technorati Tags: Halloween, budget

This entry was posted on Wednesday, October 11th, 2006 at 12:34 pm and is filed under Budget . You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.