Top 5 Costly Addictions

As reported by MSN money the top 5 costly addiction are:

Alcohol: with an annual cost of $166 billion.

Smoking: With an annual cost of $157 billion

Drugs: With an annual cost of $110 billion

Over eating: With an annual cost of $107 billion

These numbers are amazing. The amount of money Americans spend on the top five could compete with the GDP of smaller nations.

When looking to increase income or pay off debt try cutting down on alcohol and cigarette.

Despite growing publicity about ‘soft’ addictions, drinking, smoking, drug abuse, overeating and gambling still are the most costly to society.

The 5 most expensive addictions – MSN Money

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Need Money Move

A new Forbes survey shows which cities are doing the best to build wealth.

On page two they give a listing of how your city ranks. Also one of the most telling items in the article is this comment: “What do the best-performing cities have in common? Low debt.”

This makes sense. When people have debt they are less likely to build wealth. So if you don’t want to move, then work on reducing that debt and then you will be in a position to build wealth.

A new survey shows which American cities are doing the best job of building wealth. The index ranks the top 500 markets based on their residents’ investing and personal savings behavior.

Where the money is — MSN Money

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Further Education

Getting your employer to pay for your further education of training is a awesome way to put yourself in a position to make more money with out taking on education loans. I happen to be lucky enough to be a part of a company which will pay for training if they feel it will help their bottom line.

It doesn’t hurt to ask if your current employer will pay to educate you.

Education and training can give your career a tremendous boost. Chances are pretty good that your employer will help pay for classes that enhance your career.

How to Pay for Distance Learning – MSN Encarta

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Getting Rich

I would pay money to see Dave Ramsey vs. Trump or Robert Kiyosaki talk about getting rich using or not using credit. I would pay money like it was 1989 and Mike Tyson was still at his prime.

I am in the Ramsey camp about borrowing to get rich… don’t do it. I tried that once and cost me 10 times what I borrowed because the business did not take off!

But I do have to admit Trump and Kiyosaki make it seem so simple you just want to believe…. Well maybe for a second but then reality kicks in.Anyway I would love to see the match up!

Robert Kiyosaki (the author of Rich Dad Poor Dad) teamed up with Donald Trump (the author of Borrowed Too Much and Bad Hair) to write a book about ways (and why) to get rich and it’s due to hit bookstores any day now. The book talks about borrowing to invest in real estate and small businesses. Generate enough income from doing that and you can retire to Easy Street. If only it were that simple, simon.

Debtective.com: Using Credit? Get A CLUE! – Blog

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David Swensen

This man is truely someone special. I like how he keeps things simple, honest and profitable. You should check out this article and get this book.

Yale University recently announced a 23 percent return on its investments, swelling its endowment to a whopping $18 billion. The man behind that investment success is David Swensen, one of the most gifted investors in the world. He’s made an average 16 percent annual return over 21 years — better than any portfolio manager at any other university.

NPR : Yale’s Money Guru Shares Wisdom with Masses

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Contactless payment

This would be great on by debit card because I said good buy to credit cards some time ago…

The magnetic strip on the back of your credit card is beginning to share its plastic real estate with an embedded radio chip that will change the way you pay for goods and services at the point of sale. At least, that’s what its proponents hope.

Will contactless payment cards connect in the U.S.? (Page 1 of 2)

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Google Loan Calculator

Get this Google Loan Calculator for your website. There are many other cool Google Gadgets for your site, just be sure you don’t over do it…

Google Gadgets For Your Webpage

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Money does not buy happiness

But money choices do. And the more money you have the more choices you have. I wrote about this back in July. Check out the post here.

True, money won’t guarantee happiness, and there are some things money can’t buy. But happiness is not one of them, according to financial experts who tout the power of money when it comes to being financially able to live the life you love.

Money DOES buy happiness (Page 1 of 2)

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Credit Score Scale.

this is a great graphic which will give you information on how your credit score is created.

Trying to build credit

Also found this video that will give you the same info:

[youtube]zCl_Yb_IIhk[/youtube]

 

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Credit Scoring Schooling

Talk About someone who is passionate about Credit Scoring!! Read this article and watch John take Liz to school on credit scoring…

Ok, I realize that credit scoring is a complex thing. Sure, it’s not a recipe for spaghetti. It’s confusing, irritating and even infuriating sometimes. But, come on Liz…get some of it right.

CreditBloggers

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