annual credit report

Free Credit Report Program Expands to the South
June 1, 2005
As part of the updated Fair Credit Reporting Act (FACTA) passed in January 2004, U.S. citizens have the right to annual free credit reports from all three major reporting agencies. The program expands to cover people living in the South today. See a map of the rollout below.

This central site,, allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. (FAQ).


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