Can you consolidate your debt?
I found this cool little tool on MSN financial which will tell you much you will or will not save by getting a consolidation loan.
You can check it out here.
A word of caution: I am not endorsing this method of debt reduction. For some it works and for others it’s just swapping out one debt for another, because people will not deal with the core root of what got them into debt.
I would recommend the debt roll up method to Crush Your debt!