It’s really not needed. As Dana Dratch states in this article, “get a hobby.”
You’re one of the lucky ones in the financial pecking order: Your credit score is high. Really high. But what if you want perfection?Get a hobby.Having a high score is great. But the slight difference between very high and perfection just won’t make a difference in your everyday life.
“There is no reason to go from 775
to 850, because you’re still going to get the same rate,”
says Linda Sherry, spokeswoman for Consumer Action,
a Washington, D.C.-based advocacy group.
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