I get a lot of questions about what exactly debt consolidation is. So here is a quick over view of what DC really is.
DEBT CONSOLIDATION
This can take the form of any of the following:
• Borrowing money to pay off debt
• Borrowing against the equity in your home to pay off debt
• Service provided by both for-profit and non-profit companies who negotiate better rates with your lenders and give you one lump sum payment and then they turn around and make the payment on your behalf
• Bankruptcy
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