FREE Money Ideas – Insurance

Insurance – Credit/Debt Management:
”
Auto Insurance:
Save several hundred dollars by purchasing auto insurance from a licensed, low-price insurer. Call your state insurance department for a publication showing typical prices charged by different companies. Then call at least four of the lowest-priced, licensed insurers to learn what they would charge you for the same coverage.
Talk to your agent or insurer about raising your deductibles on collision and comprehensive coverage to at least $500 or. If you have a car valued at under $3000, consider dropping these coverage altogether. The other vehicle is still covered by insurance if an accident is your fault and if it’s not your fault, your vehicle is covered by the other driver’s insurance.
Drop unnecessary coverage. Do you really use towing and road service? Is medical duplicated on the job? “Rental” usually has too many restrictions to be of value.
Teens can get a good student discount with a gpa of 3.o. Also, notify your carrier when you have 3 years driving experience since often this means a lower cost.
With one ticket you can go to traffic school and get the point(s) taken off your record so that your rates do not increase. The Internet has made it easy to take a traffic course electronically at a fraction of the cost. Check with your local DMV office if this is an approved method for your county.
If you are 55 or over, there is a course you can take called the “mature driver test”. Take it, pass, and your insurance company can lower your rate.
Multiple cars usually provide a discount on the second car. Also, if you have homeowners insurance, you can sometimes get a break if you carry both auto and homeowner.
”
+++++++++++++++++++++++++++++++++++++++++++++

• Debt Consolidation
• Eliminate Credit Card Debt
• Free Credit Report