emergency fund

I would highly encourage people to set aside at least $1000 in an emergancy fund. Do this so when Murphy’s law strikes you will be ready to pay in cash and it won’t throw off your game plan to crush debt. I see it happen time and time again.

If you have the $1000 in the bank great. Add to it if you can.
If you don’t have the $1000 in the bank start adding as much as you can to get the fund in place.