I could not agree more with Mrs. Weston. Collection Agencies are ruthless and car not what they do to innocent people. Pull your credit once a year and review and fix errors. At the end of this snippet there are numbers and websites you can contact to get a copy of your credit report.
Collection agencies have become increasingly aggressive about seeking payment on old debts, and some of them aren’t too picky about making sure they’re going after the right people. The result is that someone else’s collection account can land on your credit report, as apparently happened here.Start by pulling your credit reports from all three major credit bureaus: Equifax, Experian and TransUnion. You’re entitled to free reports from each of the bureaus once a year under federal law by calling (877) 322-8228
Don’t let credit-report errors fester – MSN Money
technorati tags:Fix credit errors
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