Sample letters

Looking for sample letters to help your credit situation. They have the following letters:
Letters to Validate
Letters To Dispute
Letters For Debt Settlement
Administrative CRA Interaction
Other Letters

They can all be found at the link below:
http://credit.about.com/cs/consumeraction/a/blltrindex.htm

emergency fund

I would highly encourage people to set aside at least $1000 in an emergancy fund. Do this so when Murphy’s law strikes you will be ready to pay in cash and it won’t throw off your game plan to crush debt. I see it happen time and time again.

If you have the $1000 in the bank great. Add to it if you can.
If you don’t have the $1000 in the bank start adding as much as you can to get the fund in place.

good credit, some get sub-prime loans

Low interest rates and aggressive marketing campaigns have driven home lending to record levels. But increasingly Americans with good credit are being saddled with loans designed for high-risk borrowers.

These higher-cost loans have been the fastest-growing segment of the mortgage market — accounting for 20% of the home loans issued last year, up from 10% a decade ago.

Freddie Mac, the government-sponsored mortgage finance giant, estimates that more than 20% of people who get these so-called sub-prime loans could have qualified for more-conventional prime loans.
Read More

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Foreclosure listings August-18-2005

Foreclosure listings August 18, 2005

If you need assistance getting started buying foreclosure properties
we have partnered with a great site that literally walks you step by
step through investing in foreclosures.
You can find more information here:
massive wealth with foreclosures

The listings are updated once a week. Emails are sent out on Thursday.
The email will contain a link to where you can download the zip file.

This weeks foreclosure listings can be accessed here:
Foreclosure for 8-8-2005

Best of Luck,
Have Good Credit.com

Foreclosure listings

Foreclosure listings August 11, 2005

If you need assistance getting started buying foreclosure properties
we have partnered with a great site that literally walks you step by
step through investing in foreclosures.
You can find more information here:
massive wealth with foreclosures

The listings are updated once a week. Emails are sent out on Thursday.
The email will contain a link to where you can download the zip file.

This weeks foreclosure listings can be accessed here:
Foreclosure for 8-1-2005

Best of Luck,
Have Good Credit.com

Free Los Angeles Foreclosure lists for 6-27-2005

Foreclosure listings 6-27-2005

If you need assistance getting started buying foreclosure properties
we have partnered with a great site that literally walks you step by
step through investing in foreclosures.

You can find more information here:
http://www.havegoodcredit.com/massive-wealth-with-foreclosures.php

The listings are updated once a week. Emails are sent out on Thursday.
The email will contain a link to where you can download the zip file.

If you do not have WinZip you can get it here:
http://www.winzip.com/getsite.cgi?winzip81.exe

This weeks foreclosure listings can be accessed here:
Foreclosure for 6-27-2005

Best of Luck,
Have Good Credit.com

Free Los Angeles Foreclosure lists for 6-20-2005

Foreclosure listings 6-20-2005

If you need assistance getting started buying foreclosure properties
we have partnered with a great site that literally walks you step by
step through investing in foreclosures.

You can find more information here:
http://www.havegoodcredit.com/massive-wealth-with-foreclosures.php

The listings are updated once a week. Emails are sent out on Thursday.
The email will contain a link to where you can download the zip file.

If you do not have WinZip you can get it here:
http://www.winzip.com/getsite.cgi?winzip81.exe

This weeks foreclosure listings can be accessed here:
Foreclosure for 6-20-2005

Best of Luck,
Have Good Credit.com

Free Los Angeles & Orange County Foreclosure Listings

Free Los Angeles & Orange County Foreclosure Listings

We provide a Free weekly Foreclosure listing service for Los Angeles county, Orange county and San Bernardino County.

Foreclosures are a great investment opportunity. Buying Pre-foreclosure homes is a phenomenal way to build a Real Estate empire! Homes can be bought at huge discounts. Anywhere from 10% – 30% and even 50% off.

We provide listings for homes in the Pre-foreclosure stage. This is known as the sweet spot of foreclosure investing.
Sound too good to be true?

Especially when every online company is charging a minimum of $35 per month subscription fee, and some companies charging up to $130 month!

Outrages! This information is a matter of Public Record. So we are giving it away FREE.

Search the web for free foreclosure listings and you will find all companies offering a “Free trial”. However you must enter a credit card to access the lists. You will have access for 3 to 7 days and then they will charge your credit card anywhere from $35 to $130 every single month. Sound Free to you?

We offer a completely free service to the public.

Absolutely no credit card is required!!

Free Los Angeles & Orange County Foreclosure Listings

* We currently only offer free listings for Los Angeles County, Orange County and San Bernardino County.

Net Aids Access to Sensitive ID Data

By Jonathan Krim, Washington Post Staff Writer

Want someone else’s Social Security number?

It’s $35 at www.secret-info.com. It’s $45 at www.Iinfosearch.com, where users can also sign up for a report containing an individual’s credit-card charges, as well as an e-mail with other “tips, secrets & spy info!” The Web site Gum-shoes.com promises that “if the information is out there, our licensed investigators can find it.”

Although Social Security numbers are one of the most powerful pieces of personal information an identity thief can possess, they remain widely available and inexpensive despite public outcry and the threat of a congressional crackdown after breaches at large information brokers.

Read the Whole story here

FREE Credit Tips & Secrets

======================

FREE Credit Tips & Secrets…

======================

I’ll bet my credit stunk worse than yours may ever have
— I’ll even bet my credit was worse than many others
you’ve heard about.

But it’s NOT like that today.

Today I make incredible money and have amazing credit.
But I never used a lawyer or one of those so-called
nonprofit credit counseling agencies.

Here’s a tip:

Did you know that those places are nothing more than
wolves-in-sheep’s clothing ?

It’s a fact: Nonprofit credit counseling agencies
(although made by popular mainstream media to appear
altruistic) are nevertheless out to make a buck off of
you!

Here’s how: EXACTLY like a collection agency, they get
a percentage of whatever amounts they can collect from
you towards your debts (that’s right! they actually
work alongside your CREDITORS, not you!)

If they get $1,000 from you, they may make up to $150
(15%).

If they get $5,000 from you, they may make up to $750
(again 15%).

So which do you think they really want ? …

$150 ? …

or …

$750 ?

So if you tell them what you really have (because
they’ll surely be asking you!), you can be pretty sure
they’ll only end up ratting you out to all your
creditors and you’ll loose everything, be able to just
get by (if you’re lucky!), and work as a slave to feed
them and NOT yourself!

STOP IT!

Why do you think I wrote “My FREE Credit Repair”
anyway ?

I first fixed my own situation, then quickly began
helping others (who like yourself, thought there was no
hope in sight).

Then, I wrote the book (not just one, but several
different titles about this still little-known
subject).

The title gives the TRUE PURPOSE away: that you don’t
need to hire attorneys, so-called professionals, etc.,
to get your credit fixed and your debts dissolved
because you can do it yourself, and for FREE!

Besides, do you really want to trust a wolf-in-sheep’s
clothing to all your most guarded private financial
information ?

Only YOU should be privy to that.

You can pick it up for next to nothing over at:

http://MyFREECreditRepair.com just seconds from now.

So be sure to secure http://MyFREECreditRepair.com for yourself
without further delay!

And just to make sure you do, I’m knocking OFF 86.46%
from the full price just for you getting it NOW or
within the very next 24-hrs! So please, please HURRY!

Most sincerely,

-Howard L Moreland
Creator of http://MyFREECreditRepair.com

PS … Please be sure to watch out for more tips from
me on your credit, and more effective financing
strategies to come soon …